Carl is a founding partner of InsureTech® and primarily responsible for the design and evaluation of risk management programs and risk management information systems.

He currently handles the risk management policy issues, program design, insurance negotiation, and major project risk transfer requirements for the City of Long Beach, as a contracted risk management consultant. Carl also consults on homeland security infrastructure allocation and risk analysis projects.

He also has authored insurance continuing education courses on E-Commerce, Urban Terrorism, Construction Wrap-Ups, Public Entities, and Disaster Planning, and has been contract editor of the California Merritt-brand Commercial Lines Manual and Personal Lines Manual.

Prior to founding InsureTech®, Carl was a senior risk management consultant with a major consulting firm and reinsurance manager for a leading insurance company.

He has also worked on actuarial reviews, professional liability pricing, and RMIS development.


Debora is also a founding partner of InsureTech® and works on coverage issues, policy analysis and design, program administration, and claims.

Debora currently administers the risk management programs for public school districts, including the review of insurance documentation of third parties, drafting and implementation risk management procedures, drafting the insurance requirements for contracts, ensuring compliance with its own insurance obligations in contracts and bond issues, preparing emergency management plans, and conducting employee safety training. 

She has authored insurance continuing education courses on Additional Insured Coverage, Directors and Officers Liability Coverage, Public Entities, and Employment Practices Liability Coverage, and also has been contract editor of the California Merritt-brand Commercial Lines Manual and Personal Lines Manual.

Debora previously worked as an attorney in private practice for an insurance regulatory law firm and an insurance defense law firm, and as an in-house lawyer for a reinsurance company in London, a major brokerage firm in London, and an underwriting management company in California.

InsureTech®, Inc. is a risk management consultancy and insurance publisher based in Rolling Hills Estates, California.

InsureTech® has maintained an Internet presence since 1994. Our firm's principals each have more than twenty years of insurance industry and risk management consulting experience, with a background in public entity and private company risk management, actuarial reviews, pricing, reinsurance pricing, policy drafting, coverage issues, group program development, homeland security and terrorism risk analysis, and insurance publishing.

You can find out more about our principals on the right.

For specific questions about our services or to obtain a quotation, please go to the contacts section.





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